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FAQs about Kaiser

To dispel the mystery surrounding Kaiser, here are some Frequently Asked Questions (FAQs) about it: Q1: It’s my first time to hear about Kaiser. What is it? Kaiser is a Philippines-based Health Maintenance Organization (HMO) approved and accredited by the Department of Health (DOH) since July 26, 2004. A HMO provides health care to its members through networks of doctors and hospitals. HMOs are popular alternatives to traditional health care plans because they usually cost less. Below is a document (as of December 2012) from the DOH website ( http://bhfs.doh.gov.ph/images/listing/HMO/dec2012.pdf ) showing Kaiser as one of accredited HMOs in the Philippines. Q2: Is Kaiser secure and financially stable? Is it legal? Kaiser is registered with the Philippines’ Securities and Exchange Commission (SEC) as a health care provider and broker for other health care companies. Kaiser has an authorized capitalization of Php 160,000,000. The investment and funds are managed by the top leading financ...
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LEVEL 2 INVESTING: MUTUAL FUNDS

After we start our Kaiser Level 1 investing and if there is still excess funds left from our savings, that’s the only time that we can invest in mutual funds. Note: You can read about Kaiser Level 1 investing : //goo.gl/qV2akk What is a Mutual Fund? A mutual fund is an investment vehicle that pools together the funds of various investors – both individuals and corporations. The pool of funds is managed by a professional fund manager who uses the funds to create a diversified investment portfolio consisting of various investment instruments such as stocks and bonds. Mutual fund investors are considered part owners or shareholders of the fund. Shareholders are entitled to a proportionate share in investment income and risk exposure. Advantages of Mutual Fund Investing Professional Management Potentially Higher Returns Diversification Liquidity Safety Types of Mutual Funds: Equity funds (stocks) – funds are invested in stocks. This represent the largest category of mutual funds. Generally...
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BPM Cafe Balooga 8/24/13

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